There is no difference in the taxes to be paid, compared to the house that is purchased privately: the registration tax is paid according to the first or second home rates, depending on whether the buyer has the requirements; the basis of calculation is represented by the cadastral value if it is lower than the hammer price if it is a home and a successful tenderer is a natural person. A simple visit to https://kakaakocondoexpert.com/ makes things perfect now.
What are the latest innovations introduced by the recent legislation? Will you buy an online auction?
The legislation that has recently entered into force provides that within 90 days, for auction sales that will be carried out by the judges of the executions, it will be mandatory to provide for the management of the auction exclusively via telematics or mixed means. The bids will be sent electronically to the single portal of the Ministry and the auction managed by software platforms created by companies that have obtained registration from the ministry as authorized entities. The Notary has held online auctions in the real estate sector and, in particular, in the disposal of public goods and in that of bankruptcy sales.
If you are thinking of buying a house occupied by the executive, it is better to stop for a moment: it is one of those moments when asking your trusted notary for advice, contacting the execution judge’s chancellery can really make a difference. Freeing a house bought at auction can, in fact, involve some difficulties.
The transfer decree signed by the executions judge is enforceable and allows the immediate release of the property, but if, for example, the property is occupied without a regular rental contract or as a tenant, the new owner will have to provide at his own expense to carry out the eviction, by contacting a lawyer who will immediately release him through a bailiff.
Don’t assume the convenience of the price
Although it is possible to acquire a property at a much lower price than its market value with the purchase by auction, it is necessary not to assume that the auction amount is always convenient.
Evaluate your times
It is appropriate to consider whether or not there is an urgent need to dispose of the property: the times for obtaining its effective availability are not always predictable.
Review all available documents
It is very important to read the sales notice, the estimate report, the plans, the photographs and all the documents published on the appropriate websites at least 45 days before the auction. The list of sites enabled by the Ministry of Justice in addition to the portals of the courts is available on the Ministry’s website tools section, judicial auction websites.
Knowing how to read the report
The appraisal also specifies the constraints and charges that will be canceled and those that will remain the responsibility of the purchaser: it is, therefore, important to know how to interpret every information contained in the document.
Visit the properties
It is essential to visit the property before the auction with the help of the custodian appointed by the executions judge, also in order to become personally aware of aspects not mentioned in the report such as, for example, the environmental context, and ask for information on any prejudicial situations.